Finally, A Quick, Easy and Efficient Loan Process.
Insurance agents can secure a term loan or line of credit through Point Funding, with access to up to $50,000 and funding available in as little as 72 hours.*
Not a Traditional Lender
Loans based on your commissions,
not your credit score.
We know what a promising commission stream looks like, even when it doesn’t look promising to a conventional bank or small business lender.
Peace of Mind
Your loan is confidential.
We do not report your application to any credit agency or to your clients.
Our Loan Process.
1
You complete the online application.
We will send you a welcome email detailing your next steps and what underwriting documents to provide.
24 Hours
2
You send us your commission statements.
We will email you to schedule a 15-minute loan underwriting call. During the call we will determine eligibility.
48 Hours
3
You electronically sign the Point Funding promissory note.
Funds Released! *
72 Hours*
*Apply on a business day and send your underwriting information the same day for a 72-hour approval turnaround.
Point Funding Loan
Easy. Quick.
Requirements
9-12 months of commission statements.
Approval Period
72 hours.
Terms
Financing fee. No hard collateral required.
Funds Released
As soon as your signed contract is received.
Conventional Bank Loan
Not easy. Not quick.
Requirements
Excellent credit.
Collateral.
Detailed business plan.
Financial documentation.
Approval Period
Weeks to months.
Terms
Collateral required.
Funds Released
Within weeks.
HOW TO APPLY
Set aside two minutes to complete our application.
After submitting your application, check your inbox for a welcome email detailing our next steps. Have questions about what to send? Give our New Orleans team a call at 504-208-4406—we are here to help.
