not your credit score
Funding for Insurance Agents and Financial Advisers
If you’re a commission-based professional who needs an inflow of working capital, turn to Point Funding. When approving loans, we don’t consider your credit score. Instead, we determine eligibility by reviewing your first-year commissions, renewals, and past performance.
Once you are approved, the loan is yours to use however you’d like, and you always retain control of your commission stream.
You don’t need to supply a credit score or collateral. Loan decisions are based on your past commission stream.
You’ll learn about your loan approval within one day of completing the application process. You’ll have access to your capital within seven business days.
Use the loan proceeds to invest in your business or to cover personal expenses. It’s up to you.
How It Works
Traditional financial institutions typically take a one-size-fits-all approach when making loans, but insurance agents and financial advisers don’t fit the standard mold.
Point Funding simply asks borrowers to show records of their past commissions, sign a promissory note, and authorize a recurring, monthly debit from a bank account. It’s really quite simple.
The founders of Point Funding begin their careers in the insurance business. We know that insurance agents and financial advisers often need short-term loans, and we know how to judge our borrowers’ ability to repay. We started Point Funding because we’ve been in your shoes.