Easy Approval
You don’t need to supply a credit score or hard collateral. Loan decisions are based on your past commission stream and a background check.
Fast Turnaround
We will let you know within one day of completing the application process if you have been approved for a loan. You’ll have access to your capital within three business days.
No Restrictions
You can use the loan proceeds to invest in any aspect of your business. It’s up to you. You can pay us off as early as you’d like with no prepayment penalty.
How it Works
Point Funding simply asks borrowers to show records of their past commissions, sign a promissory note, and authorize a recurring, monthly payment.
It’s really quite simple.
How to Apply
Set aside two minutes to fill out our online application. Once we receive your application, someone from Point Funding will personally call you to explain our loan program.
I have used Point Funding several times over the past few years and they have always come through with my funding needs. The process is always quick and simple and they have my highest praises. Thank you Hannah and Court!
Allstate Agency Owner
I just recently opened an agency and was in need of a quick capital injection, Point Funding made this a very easy and quick process. Thank you Court and Hannah for making this very seamless.
Allstate Agency Owner
Hannah was great! Fast, easy process with transparent fees and payment structure!
Goosehead Agency Owner
Recently completed a short-term loan with Point Funding and had a fantastic experience. An experienced and knowledgeable team made the process extremely easy. Highly recommend them and will absolutely use them again for future financing needs!
Allstate Agency Owner
I researched many options before choosing Point Funding and I believe I made the absolute choice. Everything spelled out and all the details were provided upfront. Money Deposited into my bank account within 24 hours.
Thank you so much Hannah and Point Funding for your outstanding service.
Independent Insurance Agent
Unbelievable service, completely smooth and seamless from start to finish. I had my application approved within a few hours and the funds in my account within 48. Highly recommend!
Goosehead Agency Owner
Hannah and the Point Funding team were absolutely amazing to work with, assisting us through the growing pains during the early years of our business. Highly recommended.
Goosehead Agency Owner
Point Funding was very easy to work with. Everyone there was quick to respond to any questions, or replying to my emails. Very straightforward lending practice. I would recommend Point Funding to anyone needing a business loan.
Aflac Agent
This is a first for me. A company that wants to work with you to succeed. I have gotten loans for business before, but never in my life have I had the attention, professionalism and quick response ....like I have had with Point Funding. Hannah is pleasure to work with and her professionalism and her quick responses to questions made this all happen. What makes this testimonial important to anyone reading this, is this, I did not get a large loan, it was a small loan. So, it does not matter the size of the loan you request, Point Funding treats you equally as important as someone requesting a large loan. I HIGHLY recommend Point Funding! It was pleasure to do business with you.
Allstate Agency Owner
Thank you. This was an incredibly easy transaction!
USHealth Advisor
I have used Point Funding a couple of times when I needed some quick funds for my agency. Court and Hannah have been wonderful to work with. They make the process so seamless and quick. They will always be my go to when I need funds.
Allstate Agency Owner
Thanks for stepping in when needed! Thank you!
Brightway Agency Owner
Point Funding was great! In as little as 24 hours they had me approved and set up to be funded. If you need immediate short term capital this is the place to look. They are fast!
Brightway Agency Owner
Thank you for your help! Point funding is outstanding!!
Brightway Agency Owner
I was highly impressed by the speed and ease of this process! I would recommend Point Funding to all colleagues and those looking to obtain additional funding. Very impressed!
Brightway Agency Owner
I do really appreciate everything Point Funding has done. You’re creativeness and willingness to go the extra mile is second to none. You guys have been amazing to work with. Thank you!
Allstate Agency Owner
Thank you very much. I appreciate the prompt information.
Allstate Agency Owner
Point Funding is a great company and their turnaround time is phenomenal! Hannah is great and their team provides excellent customer service.
Allstate Agency Owner
Thank you Point Funding for assisting me with providing funds for my business. You made the process seamless and I am very grateful!
Allstate Agency Owner
Thank you so much, again!!!!
Brightway Agency Owner
Thank you very much for helping me out. I appreciate all your support and service. I will definitely borrow from you again!
Shelter Insurance Agent
Thank you so much for your help and quick response. You guys are always awesome to work with!
Allstate Agency Owner
I would like to thank you and Point Funding for helping me out when I needed it, I will forever be grateful.
Allstate Agency Owner
Thank you as always for responding so quickly. It’s always a pleasure to do business with you guys.
Allstate Agency Owner
Wow, that was a smooth process. We thank you so much!!
Brightway Agency Owner
My success and growth has happening in part because of your help. It shows what can be done with the right strategy, resources and drive. Thank you again for your help and I look forward to continuing to work with you. This turning point in my agency will forever be linked to Point Funding.
Brightway Agency Owner
You all have been a pleasure to work with and you will be the first person that I reach out to when another need arises!
Allstate Agency Owner
Thank you guys so much for working with me on this. You’ve always been quick to keep me informed and worked hard on my account to get me funds when needed. Hope your day is great!
Allstate Agency Owner
Thank you for making this process fast, easy and painless.
Allstate Agency Owner
You are very courteous and super-efficient & I really appreciate your help.
LPL Financial Advisor
Thank you so much for your help. As soon as we got the funding, we put the capital right to work!
Allstate Agency Owner
You guys are great, the loan process was a pleasant experience, It has been a pleasure working with you.
LPL Financial Advisor
I wanted to give a heartfelt thanks to you. I really appreciated your transparency, knowledge, and service. I wish I had found you earlier, but live and learn. I will definitely recommend you to any agents that would need your services.
Allstate Agency Owner
Thank you so much. It was a pleasure working with you guys. I will highly recommend you.
Brightway Agency Owner
It was truly a pleasure.
Independent Insurance Agency Owner
Thank you for all of your help. If only everything I had to do was this easy.
Allstate Agency Owner
Your company is very easy to deal with.
Allstate Agency Owner
It was a pleasure working with you. You guys were awesome. I really appreciate it.
Shelter Insurance Agent
Thanks. I really appreciate it! You guys were awesome to work with so I will definitely be using your again.
Brightway Agency Owner
You have always been easy to work with, and that is very much appreciated.
Brightway Agency Owner
Thanks for your input and willingness to work with our situation.
Brightway Agency Owner
You guys have been great to work with!
Goosehead Agency Owner
Thank you! We have enjoyed working with you.
Allstate Agency Owner
Thank you. You guys made this a very easy process.
Goosehead Agency Owner
Thanks again for the easy process. You were a pleasure to work with.
Allstate Agency Owner
Thank you. It is exactly what I need!
Brightway Agency Owner
I greatly appreciate you guys working with me.
Allstate Agency Owner
I appreciate you guys immensely!
Independent Insurance Agent
