Finally.
An easy and quick loan process.
Insurance agents can secure a term loan or line of credit through Point Funding, with access to up to $50,000 and funding available in as little as 72 hours.*
Not a Traditional Lender
Loans based on your commissions,
not your credit score.
We know what a promising commission stream looks like, even when it doesn’t look promising to a conventional bank or small business lender.
Peace of Mind
Your loan is confidential.
We do not report your application to any credit agency or to your clients.
Our quick and easy loan process.
1
You complete the easy online application.
We send you an email requesting your commission statements to proceed.
24 Hours: We call you to personally introduce ourselves and explain our loan program.
2
You send us your commission statements.
We email you to schedule a loan underwriting call.
48 Hours: We have a 15-minute call with you and either approve or decline the loan. If a loan is approved, we email you a contract.
3
You send the original signed contract to Point Funding.
72 Hours: We release the funds to you.*
*You can be approved for a loan within 72 hours if we receive your application on a business day and you get your commission statements to Point Funding the same day after you complete your application.
Point Funding Loan
Easy. Quick.
Requirements
9-12 months of commission statements.
Approval Period
72 hours.
Terms
Financing fee. No hard collateral required.
Funds Released
As soon as your signed contract is received.
Conventional Bank Loan
Not easy. Not quick.
Requirements
Excellent credit.
Collateral.
Detailed business plan.
Financial documentation.
Approval Period
Weeks to months.
Terms
Collateral required.
Funds Released
Within weeks.
HOW TO APPLY
Set aside two minutes to fill out our online application.
Once we receive your application, someone from Point Funding will personally call you to explain our loan program.
