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Point Funding

Point Funding

Loans based on commissions - Working capital for Insurance Agents and Financial Advisors

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Turning to Point Funding can be a turning point for you.

By Insurance Agents

For Insurance Agents

Launched in 2012 by insurance agents, Point Funding understands that insurance agents and financial advisors need capital to grow. We know when a financial advisor is credit-worthy. We know what a promising commission stream looks like, even when it doesn’t look promising to a conventional bank or small business lender.

Who We Are
How It Works

HOW IT WORKS

It’s really quite simple.

Point funding simply asks borrowers to show records of their past commissions,
sign a promissory note, and authorize a recurring payment.

Easy Approval

You don’t need to supply a credit score or hard collateral. Loan decisions are based on your past commission stream and a background check.

Fast Turnaround

We will let you know within one day of completing the application process if you have been approved for a loan. You’ll have access to your capital within three business days.

No Restrictions

You can use the loan proceeds to invest in any aspect of your business. It’s up to you. You can pay us off as early as you’d like with no prepayment penalty.

Our clients say it best…

Point Funding was friendly, helpful and most importantly VERY EFFICIENT in helping us secure some temporary funding for our agency. Their advisors had a number of products for us to choose from as we mapped out our growth plans for 2022. We had the funds we needed within 48 hours of our initial conversation. Our
…
Point Funding was friendly, helpful and most importantly VERY EFFICIENT in helping us secure some temporary funding for our agency. Their advisors had a number of products for us to choose from as we mapped out our growth plans for 2022. We had the funds we needed within 48 hours of our initial conversation. Our success this year wouldn’t have been possible without them!

Read more “SHane Roehl – 2023”

Allstate Agency Owner

Hannah and Court did an outstanding job helping me with funding for my new business. They were very professional, efficient and jumped through hoops to get it finalized sooner than expected. Excellent customer service and products!

Allstate Agency Owner
I have used Point Funding a couple of times to help with securing business funding. Hannah and Court are always great to work with, very understanding and flexible with options. They will take the time to learn your situation and what you’re trying to do with your business. The ease of doing business with them
…
I have used Point Funding a couple of times to help with securing business funding. Hannah and Court are always great to work with, very understanding and flexible with options. They will take the time to learn your situation and what you’re trying to do with your business. The ease of doing business with them is why I have used them and will continue to use them in the future!

Read more “Sean Wiley 2022”

Allstate Agency Owner

Professional group who care about getting their client what is needed. Every step went very smoothly and right on time.

Allstate Agency Owner

Awesome service ! Great working with you all.

Allstate Agency Owner

Amazing customer service and they were able to help fund my business in less than 48 hours!! Super thankful for point funding!!

Allstate Agency Owner

Point Funding and Hannah were so great and so easy to work with! I definitely recommend them!

Allstate Agency Owner

Great experience. The staff is helpful and insightful. They took the time to explain the financing and how it applied to my situation. Fantastic service and I would highly recommend Point Funding for insurance agent needs.

Independent Insurance Agent

Personable, professional, fast and simple.

Allstate Agency Owner

Outstanding, easy to work with, with rapid response time. Approved within an hour after one page application and a conversation with underwriter.

Allstate Agency Owner

Hannah and Court were great! Answered all my questions and handed my funds to me within 72 hours!

Rocky Mountain West Agent

Very smooth and easy to work with!

Allstate Agency Owner
As an insurance agent, time is money—and when I needed fast access to capital, Point Funding delivered exactly what I needed. The entire loan process was incredibly quick and efficient, with funds hitting my account much faster than I expected. What really impressed me, though, was how well they understood the ins and outs of
…
As an insurance agent, time is money—and when I needed fast access to capital, Point Funding delivered exactly what I needed. The entire loan process was incredibly quick and efficient, with funds hitting my account much faster than I expected. What really impressed me, though, was how well they understood the ins and outs of the insurance business.
They recognized the unique cash flow cycles that come with commission-based income and didn’t treat my situation like a standard 9-to-5 borrower.
If you’re an insurance professional looking for a reliable funding partner who truly gets your business, I can’t recommend Point Funding highly enough. They made the entire experience seamless, supportive, and fast—exactly what I needed to keep things moving.

Read more “Raymund Paderas – August 2025”

Allstate Agency Owner
Point Funding has been such a big part of helping me grow my business, and I’m incredibly grateful for their support—especially Hannah! She has been consistently kind, quick to respond, and genuinely helpful every step of the way. It makes such a difference knowing I have a partner I can count on. The entire team
…
Point Funding has been such a big part of helping me grow my business, and I’m incredibly grateful for their support—especially Hannah! She has been consistently kind, quick to respond, and genuinely helpful every step of the way. It makes such a difference knowing I have a partner I can count on. The entire team is professional, caring, and truly goes above and beyond. Highly recommend working with Hannah and Point Funding!

Read more “Jordan Kennedy – August 2025”

Allstate Agency Owner

easy, simple, and fastest funding company from my experience

Allstate Agency Owner

I have used Point Funding several times over the past few years and they have always come through with my funding needs. The process is always quick and simple and they have my highest praises. Thank you Hannah and Court!

Allstate Agency Owner

Recently completed a short-term loan with Point Funding and had a fantastic experience. An experienced and knowledgeable team made the process extremely easy. Highly recommend them and will absolutely use them again for future financing needs!

Allstate Agency Owner

I just recently opened an agency and was in need of a quick capital injection, Point Funding made this a very easy and quick process. Thank you Court and Hannah for making this very seamless.

Allstate Agency Owner

Hannah and the Point Funding team were absolutely amazing to work with, assisting us through the growing pains during the early years of our business. Highly recommended.

Goosehead Agency Owner

Unbelievable service, completely smooth and seamless from start to finish. I had my application approved within a few hours and the funds in my account within 48. Highly recommend!

Goosehead Agency Owner

I researched many options before choosing Point Funding and I believe I made the absolute choice. Everything spelled out and all the details were provided upfront. Money Deposited into my bank account within 24 hours. Thank you so much Hannah and Point Funding for your outstanding service.

Independent Insurance Agent

Hannah was great! Fast, easy process with transparent fees and payment structure!

Goosehead Agency Owner

Point Funding was great! In as little as 24 hours they had me approved and set up to be funded. If you need immediate short term capital this is the place to look. They are fast!

Brightway Agency Owner

Thank you very much for helping me out. I appreciate all your support and service. I will definitely borrow from you again!

Shelter Insurance Agent

Thank you for your help!  Point funding is outstanding!!

Brightway Agency Owner

Thank you Point Funding for assisting me with providing funds for my business. You made the process seamless and I am very grateful!

Allstate Agency Owner

Point Funding is a great company and their turnaround time is phenomenal! Hannah is great and their team provides excellent customer service.

Allstate Agency Owner

Thank you very much.  I appreciate the prompt information.

Allstate Agency Owner

I was highly impressed by the speed and ease of this process! I would recommend Point Funding to all colleagues and those looking to obtain additional funding. Very impressed!

Brightway Agency Owner

Thanks for stepping in when needed!  Thank you!

Brightway Agency Owner

I have used Point Funding a couple of times when I needed some quick funds for my agency. Court and Hannah have been wonderful to work with. They make the process so seamless and quick. They will always be my go to when I need funds.

Allstate Agency Owner

Thank you. This was an incredibly easy transaction!

USHealth Advisor
This is a first for me. A company that wants to work with you to succeed. I have gotten loans for business before, but never in my life have I had the attention, professionalism and quick response ….like I have had with Point Funding. Hannah is pleasure to work with and her professionalism and her
…
This is a first for me. A company that wants to work with you to succeed. I have gotten loans for business before, but never in my life have I had the attention, professionalism and quick response ….like I have had with Point Funding. Hannah is pleasure to work with and her professionalism and her quick responses to questions made this all happen. What makes this testimonial important to anyone reading this, is this, I did not get a large loan, it was a small loan. So, it does not matter the size of the loan you request, Point Funding treats you equally as important as someone requesting a large loan. I HIGHLY recommend Point Funding! It was pleasure to do business with you.

Read more “Kevin Bradley – 07/14/2021 – Allstate”

Allstate Agency Owner

My success and growth has happening in part because of your help. It shows what can be done with the right strategy, resources and drive. Thank you again for your help and I look forward to continuing to work with you. This turning point in my agency will forever be linked to Point Funding.

Brightway Agency Owner

Thank you guys so much for working with me on this. You’ve always been quick to keep me informed and worked hard on my account to get me funds when needed. Hope your day is great!

Allstate Agency Owner

I appreciate you guys immensely!

Independent Insurance Agent

I greatly appreciate you guys working with me.

Allstate Agency Owner

Thank you. It is exactly what I need!

Brightway Agency Owner

Thanks again for the easy process. You were a pleasure to work with.

Allstate Agency Owner

Thank you. You guys made this a very easy process.

Goosehead Agency Owner

Point Funding was very easy to work with. Everyone there was quick to respond to any questions, or replying to my emails. Very straightforward lending practice. I would recommend Point Funding to anyone needing a business loan.

Aflac Agent

Thank you! We have enjoyed working with you.

Allstate Agency Owner

You guys have been great to work with!

Goosehead Agency Owner

Thanks for your input and willingness to work with our situation.

Brightway Agency Owner

You have always been easy to work with, and that is very much appreciated.

Brightway Agency Owner

Thanks. I really appreciate it! You guys were awesome to work with so I will definitely be using your again.

Brightway Agency Owner

It was a pleasure working with you. You guys were awesome. I really appreciate it.

Shelter Insurance Agent

Your company is very easy to deal with.

Allstate Agency Owner

Thank you for all of your help. If only everything I had to do was this easy.

Allstate Agency Owner

It was truly a pleasure.

Independent Insurance Agency Owner

Thank you so much. It was a pleasure working with you guys. I will highly recommend you.

Brightway Agency Owner

I wanted to give a heartfelt thanks to you. I really appreciated your transparency, knowledge, and service. I wish I had found you earlier, but live and learn. I will definitely recommend you to any agents that would need your services.

Allstate Agency Owner

You guys are great, the loan process was a pleasant experience, It has been a pleasure working with you.

LPL Financial Advisor

Thank you so much for your help. As soon as we got the funding, we put the capital right to work!

Allstate Agency Owner

You are very courteous and super-efficient & I really appreciate your help.

LPL Financial Advisor

HOW TO APPLY

Set aside two minutes to fill out our online application.

Once we receive your application, someone from Point Funding will personally call you to explain our loan program.

Get Started

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4858 Magazine St., Ste B
New Orleans, LA 70115
504.208.4406
504.784.6429 fax
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Loans and lines of credit are subject to approval. The materials on this website are for information purposes only. They are not offered as and do not constitute an offer for a loan, professional or legal advice. The use of this content, including sending an email, voicemail or any other communication to Point Funding, does not create a relationship of any kind between you and Point Funding.

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