Turning to Point Funding can be a turning point for you.
By Insurance Agents
For Insurance Agents
Launched in 2012 by insurance agents, Point Funding understands that insurance agents and financial advisors need capital to grow. We know when a financial advisor is credit-worthy. We know what a promising commission stream looks like, even when it doesn’t look promising to a conventional bank or small business lender.

HOW IT WORKS
It’s really quite simple.
Point funding simply asks borrowers to show records of their past commissions,
sign a promissory note, and authorize a recurring payment.

Easy Approval
You don’t need to supply a credit score or hard collateral. Loan decisions are based on your past commission stream and a background check.

Fast Turnaround
We will let you know within one day of completing the application process if you have been approved for a loan. You’ll have access to your capital within three business days.

No Restrictions
You can use the loan proceeds to invest in any aspect of your business. It’s up to you. You can pay us off as early as you’d like with no prepayment penalty.
Our clients say it best…
Hannah and Court did an outstanding job helping me with funding for my new business. They were very professional, efficient and jumped through hoops to get it finalized sooner than expected. Excellent customer service and products!
Professional group who care about getting their client what is needed. Every step went very smoothly and right on time.
Awesome service ! Great working with you all.
Amazing customer service and they were able to help fund my business in less than 48 hours!! Super thankful for point funding!!
Point Funding and Hannah were so great and so easy to work with! I definitely recommend them!
Great experience. The staff is helpful and insightful. They took the time to explain the financing and how it applied to my situation. Fantastic service and I would highly recommend Point Funding for insurance agent needs.
Personable, professional, fast and simple.
Outstanding, easy to work with, with rapid response time. Approved within an hour after one page application and a conversation with underwriter.
Hannah and Court were great! Answered all my questions and handed my funds to me within 72 hours!
Very smooth and easy to work with!
They recognized the unique cash flow cycles that come with commission-based income and didn’t treat my situation like a standard 9-to-5 borrower.
If you’re an insurance professional looking for a reliable funding partner who truly gets your business, I can’t recommend Point Funding highly enough. They made the entire experience seamless, supportive, and fast—exactly what I needed to keep things moving.
easy, simple, and fastest funding company from my experience
I have used Point Funding several times over the past few years and they have always come through with my funding needs. The process is always quick and simple and they have my highest praises. Thank you Hannah and Court!
Recently completed a short-term loan with Point Funding and had a fantastic experience. An experienced and knowledgeable team made the process extremely easy. Highly recommend them and will absolutely use them again for future financing needs!
I just recently opened an agency and was in need of a quick capital injection, Point Funding made this a very easy and quick process. Thank you Court and Hannah for making this very seamless.
Hannah and the Point Funding team were absolutely amazing to work with, assisting us through the growing pains during the early years of our business. Highly recommended.
Unbelievable service, completely smooth and seamless from start to finish. I had my application approved within a few hours and the funds in my account within 48. Highly recommend!
I researched many options before choosing Point Funding and I believe I made the absolute choice. Everything spelled out and all the details were provided upfront. Money Deposited into my bank account within 24 hours. Thank you so much Hannah and Point Funding for your outstanding service.
Hannah was great! Fast, easy process with transparent fees and payment structure!
Point Funding was great! In as little as 24 hours they had me approved and set up to be funded. If you need immediate short term capital this is the place to look. They are fast!
Thank you very much for helping me out. I appreciate all your support and service. I will definitely borrow from you again!
Thank you for your help! Point funding is outstanding!!
Thank you Point Funding for assisting me with providing funds for my business. You made the process seamless and I am very grateful!
Point Funding is a great company and their turnaround time is phenomenal! Hannah is great and their team provides excellent customer service.
Thank you very much. I appreciate the prompt information.
I was highly impressed by the speed and ease of this process! I would recommend Point Funding to all colleagues and those looking to obtain additional funding. Very impressed!
Thanks for stepping in when needed! Thank you!
I have used Point Funding a couple of times when I needed some quick funds for my agency. Court and Hannah have been wonderful to work with. They make the process so seamless and quick. They will always be my go to when I need funds.
Thank you. This was an incredibly easy transaction!
My success and growth has happening in part because of your help. It shows what can be done with the right strategy, resources and drive. Thank you again for your help and I look forward to continuing to work with you. This turning point in my agency will forever be linked to Point Funding.
Thank you guys so much for working with me on this. You’ve always been quick to keep me informed and worked hard on my account to get me funds when needed. Hope your day is great!
I appreciate you guys immensely!
I greatly appreciate you guys working with me.
Thank you. It is exactly what I need!
Thanks again for the easy process. You were a pleasure to work with.
Thank you. You guys made this a very easy process.
Point Funding was very easy to work with. Everyone there was quick to respond to any questions, or replying to my emails. Very straightforward lending practice. I would recommend Point Funding to anyone needing a business loan.
Thank you! We have enjoyed working with you.
You guys have been great to work with!
Thanks for your input and willingness to work with our situation.
You have always been easy to work with, and that is very much appreciated.
Thanks. I really appreciate it! You guys were awesome to work with so I will definitely be using your again.
It was a pleasure working with you. You guys were awesome. I really appreciate it.
Your company is very easy to deal with.
Thank you for all of your help. If only everything I had to do was this easy.
It was truly a pleasure.
Thank you so much. It was a pleasure working with you guys. I will highly recommend you.
I wanted to give a heartfelt thanks to you. I really appreciated your transparency, knowledge, and service. I wish I had found you earlier, but live and learn. I will definitely recommend you to any agents that would need your services.
You guys are great, the loan process was a pleasant experience, It has been a pleasure working with you.
Thank you so much for your help. As soon as we got the funding, we put the capital right to work!
You are very courteous and super-efficient & I really appreciate your help.

HOW TO APPLY
Set aside two minutes to fill out our online application.
Once we receive your application, someone from Point Funding will personally call you to explain our loan program.